Retire well without relying on stock market volatility or expensive investment advisors.
Looking to improve your investment returns and ensure a comfortable retirement?
This newly updated course for 2026 is designed to give you the information, tools and confidence to take charge of your personal finance and investing strategy, whether you use a financial advisor or not.
In this course, you will discover the six point plan for financial freedom, which includes a safe investing strategy for a 100% fixed income portfolio. The content has been expanded and revised to include many other investment options.
Learn about a full-service investment dealer or broker, a discount broker, a robo-advisor, a fee-only financial planner and a deposit broker. You'll also see demonstrations of actual online accounts with a discount broker, Questrade, and a robo-advisor, Wealthsimple. The course also looks at what experts say about future stock market returns and where interest rates are going to help you plan appropriately.
Delve into the issue of RRSPs vs the alternatives and look at investing in equities inside and RRSP versus a regular taxable account versus a TFSA. Explore other options including real estate, reinvesting in your own business, paying off debt, and retaining profits in a corporation for later dividend distribution.
There are six free spreadsheets in the course including the S&P TSX Total Return vs GIC Calculator to show you how well the stock market in Canada has done vs the risk free benchmark of GICs; the RRSP vs Regular vs TFSA Analyzer; the RRSP vs Pay Down Debt Calculator; the RRSP vs Retaining Profits in Corporation Calculator; the Tax Turbo-Charged RRSP Calculator; and the Money Maximizer to help you determine if you will have enough money to retire well.
Acclaimed Author and On-demand Course Developer
David Trahair, CPA, CA, is an author and eLearning developer who creates on-demand video courses for CPAs across Canada. His courses cover topics including personal finance, ethics, AI, and Microsoft Excel. David is also the author of six personal finance books, three of which are national bestsellers. Through his firm, he helps CPAs build practical skills through engaging, self-paced learning.
Provincial regulators of CPAs in Canada do not require that independent providers of CPD be approved to offer courses. Instead, individual CPAs are responsible for assessing whether a CPD activity meets their requirements, and may take activities from any source provided those requirements are met.
Every course offered on LearnFormula is delivered by a qualified subject matter expert or learning organization, and advances learning objectives that are relevant to the responsibilities or professional competencies of Canadian CPAs. All activities on LearnFormula are quantifiable in terms of hours, and are also verifiable, in that users receive documented evidence of their attendance via a certificate of completion after finishing a course (and this certificate is stored by LearnFormula indefinitely). Nearly 100,000 Canadian CPAs successfully satisfy their CPD requirements via LearnFormula on an annual basis.
