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Courses/Finance/Corporate Finance

Canadian CPA’s Guide To Picking a Business Credit Card! (2026 Edition)

Why your bank's recommended credit card is costing you thousands and how to choose the right one for your practice.

Created byAccounting Education Group
BeginnerUpdated Jun 4, 2026
Canadian CPA’s Guide To Picking a Business Credit Card! (2026 Edition)

What You'll Learn

check_circle- Identify the annual cost of using a default business card and calculate the rewards gap on a typical CPA practice budget
check_circle- Compare eight major Canadian business credit cards on earn rates, fees, credits, and points value
check_circle- Distinguish between points currencies (Membership Rewards, Aeroplan, TD Rewards, Scene+) and evaluate their redemption potential
check_circle- Design a two-card strategy that maximizes return across different expense categories

About This Course

This course cuts through the noise of Canada's business credit card market to help CPAs make one deliberate decision that pays off every year. Through a ranked comparison of eight major Canadian business cards, students learn how to match the right card to their practice's spending profile — and how to turn everyday professional expenses like software subscriptions, insurance renewals, and CPD registrations into real financial return. Topics include points vs. cashback, welcome bonus strategy, premium card math, and two-card combinations that outperform any single card on the market.

Learning Objectives

  • Identify the annual cost of using a default business card and calculate the rewards gap on a typical CPA practice budget
  • Compare eight major Canadian business credit cards on earn rates, fees, credits, and points value
  • Distinguish between points currencies (Membership Rewards, Aeroplan, TD Rewards, Scene+) and evaluate their redemption potential
  • Determine when points outperform cashback — and when they don't
  • Apply a four-question framework to select the right card based on spend level, travel habits, foreign currency use, and team size
  • Design a two-card strategy that maximizes return across different expense categories

CPA Member Discount & Bonus: Fill out the form to unlock an exclusive offer and discount https://forms.gle/zPY6G8ezvqTd44bf9

Your Instructor

Accounting Education  Group
Accounting Education Group

Online Learning for Modern Accountants

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Accounting Education Group provides online professional development and continuing education courses for accounting, bookkeeping, tax, and finance professionals. Our training is designed to support ongoing learning through practical, relevant, and accessible educational content that helps professionals maintain and expand their knowledge in an evolving business environment.

Credit Information

Is this course eligible for my CPD requirements as a Canadian CPA?

Provincial regulators of CPAs in Canada do not require that independent providers of CPD be approved to offer courses. Instead, individual CPAs are responsible for assessing whether a CPD activity meets their requirements, and may take activities from any source provided those requirements are met.

Every course offered on LearnFormula is delivered by a qualified subject matter expert or learning organization, and advances learning objectives that are relevant to the responsibilities or professional competencies of Canadian CPAs. All activities on LearnFormula are quantifiable in terms of hours, and are also verifiable, in that users receive documented evidence of their attendance via a certificate of completion after finishing a course (and this certificate is stored by LearnFormula indefinitely). Nearly 100,000 Canadian CPAs successfully satisfy their CPD requirements via LearnFormula on an annual basis.

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Frequently Asked Questions

We are a registered provider with 327+ associations and regulatory bodies worldwide. We operate across 29 global markets including Canada, the US, Australia, and the UK. Every course page clearly displays its specific accreditations. Upon completion, you receive a professional certificate that can be validated online. Our certificates include all necessary accreditation details, credit hours, and completion dates, and are formatted specifically to meet the submission requirements of most global regulatory bodies.