Get the tools and insights you need to maximize your CPP and OAS pension benefits.
Note: An updated version of this course is available titled "How to Maximize Your CPP and OAS Pensions 2023" on LearnFormula.
This in-depth course is your complete guide to understanding and maximizing your Canada Pension Plan (CPP) and Old Age Security (OAS) benefits. Whether you’re planning for retirement or advising others, this program provides the essential knowledge and tools needed to make informed, financially sound decisions about your public pensions.
You'll learn how CPP contributions are calculated, how the enhanced CPP program works, and how your retirement pension amount is determined. Key topics include pension sharing, credit splitting, CPP disability, survivor, and children's benefits, and how to manage your My Service Canada Account. The course also covers OAS eligibility, deferral options, and clawback rules to help you fully understand your entitlements.
Included are three downloadable calculators and relevant forms to help you assess your benefits and make strategic choices that can maximize your lifetime income.
Writer, Trainer, On-demand Course Developer and Acclaimed Author
David Trahair, CPA, CA, is an author, trainer, and eLearning developer who creates on-demand video courses for CPAs across Canada. His courses cover topics including personal finance, ethics, AI, and Microsoft Excel. David is also the author of six personal finance books, three of which are national bestsellers. Through his firm, he helps CPAs build practical skills through engaging, self-paced learning.
Provincial regulators of CPAs in Canada do not require that independent providers of CPD be approved to offer courses. Instead, individual CPAs are responsible for assessing whether a CPD activity meets their requirements, and may take activities from any source provided those requirements are met.
Every course offered on LearnFormula is delivered by a qualified subject matter expert or learning organization, and advances learning objectives that are relevant to the responsibilities or professional competencies of Canadian CPAs. All activities on LearnFormula are quantifiable in terms of hours, and are also verifiable, in that users receive documented evidence of their attendance via a certificate of completion after finishing a course (and this certificate is stored by LearnFormula indefinitely). Nearly 100,000 Canadian CPAs successfully satisfy their CPD requirements via LearnFormula on an annual basis.
