Stop guessing and start growing: A data-driven look at 10 real-world investment strategies that actually work.
Fully updated for 2026, this practical course gives participants a Canadian-focused, real-world understanding of investment platforms, products, and portfolio strategies, including how they may differ in cost, structure, and historical performance. Using 10 of the instructor’s own investment accounts, the course compares a full-service broker, a robo-advisor, five discount brokerages, a deposit broker, a bank branch mutual fund account, and a cryptocurrency account. Participants will see how each platform works, how portfolios are constructed, what fees apply, and how returns have compared over time.
The course covers a broad range of investment approaches, from ultra-conservative to ultra-aggressive, including laddered GICs, balanced portfolios, all-in-one ETFs, a bank ETF, a bond ETF, a bank branch mutual fund, a stock portfolio selected by random dart throws, and a 100% Bitcoin account. Along the way, participants will build a stronger understanding of mutual funds, ETFs, GICs, stocks, bonds, asset allocation, rebalancing, and the impact of fees on long-term results.
A key feature of the course is a side-by-side comparison of the 10 portfolios’ 5-year annualized returns, after fees, to December 31, 2025, for participants to analyze. Participants will also be introduced to practical research tools and receive a free spreadsheet, the Investment Option Cost Analyzer, to help evaluate fees and ending values using their own assumptions.
This course is designed to help participants better understand the trade-offs among convenience, cost, risk, and return so they can make more informed investment decisions.
5 activities • 4 videos • duration: 3h 59m
Acclaimed Author and On-demand Course Developer
David Trahair, CPA, CA, is an author and eLearning developer who creates on-demand video courses for CPAs across Canada. His courses cover topics including personal finance, ethics, AI, and Microsoft Excel. David is also the author of six personal finance books, three of which are national bestsellers. Through his firm, he helps CPAs build practical skills through engaging, self-paced learning.
Provincial regulators of CPAs in Canada do not require that independent providers of CPD be approved to offer courses. Instead, individual CPAs are responsible for assessing whether a CPD activity meets their requirements, and may take activities from any source provided those requirements are met.
Every course offered on LearnFormula is delivered by a qualified subject matter expert or learning organization, and advances learning objectives that are relevant to the responsibilities or professional competencies of Canadian CPAs. All activities on LearnFormula are quantifiable in terms of hours, and are also verifiable, in that users receive documented evidence of their attendance via a certificate of completion after finishing a course (and this certificate is stored by LearnFormula indefinitely). Nearly 100,000 Canadian CPAs successfully satisfy their CPD requirements via LearnFormula on an annual basis.
A useful course in learning about real-life investment options.
Good match
Very interesting course. Presenter was very knowledgeable. Enjoyed the perspective of presenter using their own accounts to teach the course. Might want to expand on resources by providing references to websites and such plus a bit more detail in the presentation slides
