Expose the dark side of frictionless finance and master the strategies to detect synthetic identities, credit fraud, and systemic record tampering.
As financial systems become increasingly digital and interconnected, identity fraud has evolved far beyond stolen credit cards and basic impersonation schemes. Today’s fraudsters exploit weaknesses across credit systems, synthetic identities, and fragmented financial records to bypass traditional safeguards and create long-term financial damage that can be difficult to detect or reverse.
In this eye-opening session, attendees will explore how modern credit and identity systems operate behind the scenes, how synthetic identities are created using both real and fabricated information, and why financial record manipulation presents growing risks for individuals and organizations alike. The course also examines practical tools such as credit freezes, locks, monitoring systems, and fraud prevention strategies that can help strengthen financial resilience and reduce exposure to identity-based fraud.
Key Topics Discussed:
Human Factors Engineer, Fraud Prevention and Cybersecurity Strategist
Ashley Karr is a human factors engineer and product design strategist with nearly two decades of experience working at the intersection of human behavior, complex systems, and applied technology design. Her work focuses on how people interact with modern digital environments where convenience, speed, distraction, and cognitive overload often shape decisions as much as intent or awareness. She has worked across finance, enterprise technology, cybersecurity-adjacent systems, identity protection, and large-scale digital product environments, including roles with organizations such as Apple, JPMorgan Chase, Oracle, and T-Mobile for Business. Her work examines how modern fraud operates in practice, not only through technical means but through predictable patterns of human behavior under pressure, trust, and limited attention. She focuses on how manipulation is engineered and scaled within connected systems, why traditional fraud prevention approaches often fail, and where system design unintentionally increases exposure. Her areas of focus include fraud prevention, digital safety, identity protection, human factors engineering, cybersecurity awareness, scam reduction, and operational resilience in complex digital environments.
Provincial regulators of CPAs in Canada do not require that independent providers of CPD be approved to offer courses. Instead, individual CPAs are responsible for assessing whether a CPD activity meets their requirements, and may take activities from any source provided those requirements are met.
Every course offered on LearnFormula is delivered by a qualified subject matter expert or learning organization, and advances learning objectives that are relevant to the responsibilities or professional competencies of Canadian CPAs. All activities on LearnFormula are quantifiable in terms of hours, and are also verifiable, in that users receive documented evidence of their attendance via a certificate of completion after finishing a course (and this certificate is stored by LearnFormula indefinitely). Nearly 100,000 Canadian CPAs successfully satisfy their CPD requirements via LearnFormula on an annual basis.
