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The Cost of Convenience Series: How Fraud and Scams Actually Work: A Systems Perspective

Uncover the hidden architecture of modern scams and learn how interconnected networks exploit everyday digital conveniences to fuel a booming global fraud ecosystem.

Created byAshley Karrworkspace_premiumBest Instructor
BeginnerUpdated Jun 24, 2026

What You'll Learn

  • check_circleIdentify common structural and behavioral patterns used in modern fraud and scams.
  • check_circleRecognize how digital environments influence trust, speed, and decision-making.
  • check_circleApply practical strategies to reduce fraud exposure across personal and professional systems.
  • check_circleEvaluate high-risk interactions more critically before taking action.

About This Course

Fraud today is no longer limited to obvious scams or suspicious emails. It is embedded into the speed, convenience, and trust structures of modern life. In this eye-opening session, Ashley Karr explores how fraud and scams actually operate—from first contact and trust-building to financial extraction and disappearance.

Rather than relying on fear-based warnings or sensational examples, this webinar approaches fraud as a systems problem shaped by digital platforms, behavioral psychology, automation, incentives, and human decision-making. Participants will learn why intelligent, capable people still fall victim to scams, how modern environments condition us for fast compliance, and why familiarity no longer guarantees safety.

Attendees will leave with a practical framework for identifying manipulation patterns, slowing down high-risk interactions, and reducing exposure across communications, devices, accounts, and financial systems. Grounded in real-world behavior rather than paranoia, this session is designed for professionals, consumers, families, and organizations seeking a modern understanding of fraud prevention in an increasingly optimized digital world.

Key Topics Discussed:

  • How modern fraud systems are designed and scaled
  • The psychology of trust, urgency, and compliance
  • Why intelligent people still get scammed
  • How digital platforms normalize risky behaviors
  • Common manipulation patterns used across scams
  • Fraud lifecycle: entry, trust-building, extraction, and exit
  • Social engineering and behavioral exploitation tactics
  • Reducing exposure across accounts, devices, and communications
  • Practical strategies for slowing down high-risk interactions
  • Building safer habits without fear or paranoia

Course Content

2 activities • 1 videos • duration: 1h

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Recording1 videos • 1 quiz • 1 hour
  • videocamThe Cost of Convenience Series: How Fraud and Scams Actually Work: A Systems Perspective
    Duration 60:30
  • quizRecording Quiz
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Final Assessment1 quiz

Your Instructor

Ashley Karr

Human Factors Engineer, Fraud Prevention and Cybersecurity Strategist

menu_book10 courses
star30 reviews

I'm Ashley Karr, a principal designer and human factors researcher. I teach accessibility, trust and safety, and responsible AI to professionals in regulated fields, with courses that count toward continuing education credit. Start with my Cost of Convenience series. Get free first chapters of my book at havensmith.company/free

Credit Information

Is this course eligible for my CPD requirements as a Canadian CPA?

Provincial regulators of CPAs in Canada do not require that independent providers of CPD be approved to offer courses. Instead, individual CPAs are responsible for assessing whether a CPD activity meets their requirements, and may take activities from any source provided those requirements are met.

Every course offered on LearnFormula is delivered by a qualified subject matter expert or learning organization, and advances learning objectives that are relevant to the responsibilities or professional competencies of Canadian CPAs. All activities on LearnFormula are quantifiable in terms of hours, and are also verifiable, in that users receive documented evidence of their attendance via a certificate of completion after finishing a course (and this certificate is stored by LearnFormula indefinitely). Nearly 100,000 Canadian CPAs successfully satisfy their CPD requirements via LearnFormula on an annual basis.

What Students Are Saying

5.0 out of 5
Student's Choice
8 reviews

Frequently Asked Questions

We are a registered provider with 300+ associations and regulatory bodies worldwide. We operate across 27 global markets including Canada, the US, Australia, and the UK. Every course page clearly displays its specific accreditations. Upon completion, you receive a professional certificate that can be validated online. Our certificates include all necessary accreditation details, credit hours, and completion dates, and are formatted specifically to meet the submission requirements of most global regulatory bodies.

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