Uncover how modern payment systems are being exploited by traditional fraud tactics and learn essential strategies to protect your organization from evolving financial crimes.
As payment systems become faster and more seamless, the risks embedded within them become easier to overlook. “The Cost of Convenience Series: Payment Fraud: Old Methods, New Rails” explores how modern financial infrastructure has transformed the way money moves—and how fraud has evolved alongside it.
In this course, Ashley Karr breaks down how digital wallets, peer-to-peer apps, ACH transfers, cards, wire systems, and instant payment rails are exploited by fraudsters who rely not on technical complexity, but on human behavior. Speed, urgency, trust, and familiarity are increasingly used as tools of manipulation, turning everyday transactions into opportunities for financial loss.
Participants will gain a clear understanding of how different payment systems operate, why certain transactions are harder to reverse than others, and how fraud strategies exploit both traditional banking rails and emerging fintech platforms. The session focuses on practical awareness—helping attendees recognize risk patterns and strengthen payment decision-making in real-world settings.
Key Topics Discussed:
2 activities • 1 videos • duration: 1h 3m
Human Factors Engineer, Fraud Prevention and Cybersecurity Strategist
I'm Ashley Karr, a principal designer and human factors researcher. I teach accessibility, trust and safety, and responsible AI to professionals in regulated fields, with courses that count toward continuing education credit. Start with my Cost of Convenience series. Get free first chapters of my book at havensmith.company/free
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